PROFESSIONAL DISCLAIMER

Effective Date: February 13, 2026

Last Updated: February 13, 2026

General Information

The information and services provided by Jennifer Shields, LLC ("Company," "we," "us," or "our") through our website at https://www.jennifer-shields.com/ and any related communications, consultations, or deliverables are intended for general informational and consulting purposes only. Our fractional COO and advisory services (including financial oversight, risk management, and HR-related support) are provided for informational and consulting purposes only and are not professional advice. By engaging with our services or accessing our website, you acknowledge and agree to the terms outlined in this Professional Disclaimer.

Nature of Services

Jennifer Shields, LLC, provides fractional Chief Operating Officer (COO) services and business consulting to small business owners. Our services include, but are not limited to: Operational strategy and planning, Process improvement and workflow optimization, Financial oversight and budgeting support, Team management and organizational development, Risk management advisory, Product and service enhancement consulting,and HR and payroll systems implementation. Our services are consulting and advisory in nature. We work collaboratively with clients to identify opportunities, recommend strategies, and implement operational improvements tailored to their unique business needs.

Not Licensed Professionals

Jennifer Shields, LLC, and its representatives are not licensed professionals in fields that require specific licensure or certification. Specifically, unless explicitly stated otherwise in writing, Jennifer Shields, LLC and its representatives are not a licensed attorney, licensed CPA (Certified Public Accountant), or a certified financial planner (CFP), and do not provide services that require those credentials.

Legal Services

We do not provide legal advice, legal representation, or legal services of any kind. Any information shared regarding contracts, compliance, business structures, employment law, or other legal matters is for informational purposes only and should not be construed as legal counsel. You should consult with a qualified, licensed attorney for legal advice specific to your circumstances.

Accounting and Tax Services

We do not provide accounting services, tax preparation, tax advice, or audit services. While we may assist with financial oversight, budgeting, and financial systems implementation, we do not replace the services of a licensed CPA or tax professional. You should consult with a qualified accounting or tax professional regarding financial reporting, tax compliance, and related matters.

Financial Planning and Investment Advice

We do not provide investment advice, securities recommendations, or certified financial planning services. Any financial guidance provided is limited to operational business finance and should not be construed as personal financial planning or investment advice. You should consult with a licensed financial advisor for investment and personal financial planning matters.

No Guarantees of Results

While we strive to provide high-quality consulting services and work diligently to help our clients achieve their business goals, we make no guarantees, warranties, or representations regarding specific outcomes or results from our services. Business success depends on numerous factors, many of which are beyond our control, including but not limited to: Market conditions and economic factors, Client implementation and execution, Industry-specific challenges, Competitive landscape, and Internal organizational factors. Results will vary based on individual circumstances, and past performance or case studies do not guarantee future results.

Client Responsibility

You are solely responsible for all business decisions made in connection with or as a result of our consulting services. While we provide recommendations, strategies, and implementation support, the ultimate responsibility for business operations, financial decisions, legal compliance, and strategic direction rests with you as the business owner. You agree to: Verify all information and recommendations with appropriate licensed professionals. Conduct your own due diligence before making business decisions Seek legal, accounting, and financial advice from licensed professionals as needed Take full responsibility for the implementation and execution of any strategies or recommendations

General Information vs. Specific Advice

Information provided through our website, blog posts, social media, newsletters, or general communications is intended as general information only and should not be considered specific advice tailored to your individual situation. Specific recommendations provided during the course of an active consulting engagement are based on the information you provide to us and our professional assessment of your business needs. However, even in the context of a formal engagement, you should verify all recommendations with appropriate licensed professionals before implementation.

Third-Party Resources

From time to time, we may recommend or reference third-party tools, software, service providers, or resources. These recommendations are based on our professional experience and judgment but do not constitute an endorsement or guarantee of the third party's services, quality, reliability, or suitability for your specific needs.We are not responsible for the actions, services, products, or content of any third-party providers. You should conduct your own evaluation and due diligence before engaging with any third-party service or product.

Limitation of Liability

To the fullest extent permitted by law, you use and rely on any information provided through our website, materials, or communications at your own risk. To the fullest extent permitted by law, Jennifer Shields, LLC, its owner, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to:Use of or inability to use our services or websiteReliance on any information, recommendations, templates, tools, or strategies providedBusiness decisions made based on our consulting services or website contentImplementation or execution of recommendationsAny errors, omissions, or inaccuracies in information providedAny third-party services, products, or resources recommendedYour sole remedy for dissatisfaction with our services is to discontinue use of our services.

No Professional-Client Relationship Without Agreement

Viewing our website, reading our content, submitting a form inquiry, scheduling or attending an introductory call, sending us an email, or otherwise contacting Jennifer Shields, LLC does not create a professional-client, client-consultant, fiduciary, or other professional relationship. A formal consulting relationship is established only upon execution of a written service agreement or contract signed by you and Jennifer Shields, LLC.

Compliance and Professional Standards

While we may assist with compliance-related projects (such as implementing HR systems, payroll processes, or operational procedures), we do not provide legal compliance advice or guarantee that any system or process will meet all applicable legal requirements. You are responsible for ensuring that your business complies with all applicable federal, state, and local laws, regulations, and industry standards. We strongly recommend working with licensed legal and accounting professionals to ensure full compliance with all applicable requirements.

Updates to This Disclaimer

We reserve the right to update, modify, or revise this Professional Disclaimer at any time. Any changes will be posted on our website with an updated "Last Updated" date. Your continued use of our services following any changes constitutes acceptance of the updated disclaimer.

Governing Law

This Professional Disclaimer shall be governed by and construed in accordance with the laws of the State of Iowa, United States of America, without regard to its conflict of law provisions.

Questions

If you have any questions about this Professional Disclaimer or the nature of our services, please contact us at:

Jennifer Shields, LLC
Email: fractionalcoo@jennifer-shields.com
Website: https://www.jennifer-shields.com/

By using our website or engaging our services, you acknowledge that you have read, understood, and agree to be bound by this Professional Disclaimer.